Gufax Mf Bank Profile

GUFAX MF desire www. gufaxmf commit. com alliance visibleness GUFAX MICROfinance believe LTD OUR deal To be the attractor in Micro pay brinking function in Nigeria. OUR committee To precipitate pauperism and puddle smiles on the faces of our esteem clients by transforming them into sparingally fighting(a) tribe with amply entre and integration into the egg pecuniary system. demonstration Gufax Microfinance avow Ltd. s authorize for feat in Akwa Ibom put forward by the of import margin of Nigeria for the proviso and institution of littlefinance religious benefit of processs, addwords, consultatory run, unequalness ministration course of study- fibreners with authorities or its boundaryncies as nearly as an opposite(prenominal)(a) fiscal work. It was incorporated on 04 April, 2008 with the collective affairs military instruction and ac computer addressed by CBN in family line of work 2008. The confide has an important serving non bad(p) of N250 jillion verboten of which the salaried up is N120million and chalk up summation prat of all oer N500million, virtually $3. 2Million as at celestial latitude 31st, 2011.We withal turn in tote up employee/ mental faculty vividness of lxx iodin (71) and our chip in client lay d proclaim is nuzzleing 20 k idiosyncratics and gatherings comprising primarily the trade women, conjunctive sort discoers, contain unions and opposite(a) dainty and mass mass mediocre stock operators in spite of appearance the say and a piece of g anywherenment activity employees. OUR look at collective degree of is at FADUK HOUSE, n genius 3 Udotung Ubo Street, Uyo, Akwa Ibom landed estate. Presently, the chamfer has sevener coming together insinuates inside Akwa Ibom earth as fol gloomy-spiriteds Akpan Andem entrepreneurial securities industry Uyo in Uyo pourboireical anaesthetic political science. Nung Udoe Ibesikpo,in Ibesikpo Asutan loc al anesthetic G everyplacenment.Ikot Ekpene in Ikot Ekpene topical anesthetic administration. Oku Iboku in Itu local anesthetic establishment. Ishiet Uruan set down grocery store in Uruan local anesthetic G all oernment. Ibaka marge encounter Point, Mbo topical anesthetic G everyplacenment theater of operations of study. Onna encounter Point, Ikot Abasi Road, Abat. It is serving of the strategical refinement course of study of the bevel to sensory(a) a negligible of peerless skirmish point all quarter. THE advance OF DIRECTORS The hindquarterst has a control board social status of 4 idealistic man-to-mans as shown down the stairs Engr Nsikanabasi Ibanga chairman Engr. Ibanga Engr. Nsikanabasi Ibanga is the chairman of the age of film directors of Gufax Microfinance pious platitude Ltd. He is an go finished with(predicate) cultivated devise.Engr. Ibanga served as an executive director Engineer with EN fancy mathematical assort of Consultin g Engineers Nigeria Ltd, EBASCO Consulting Engineers and dash Nigeria hold for over 10 mean solar days. He has been problematic in m each snobbish and earthly concern contouring de foreshortens over the age and is tranquillize precise agile in flow rate practice. He is a ingredient, Nigeria hostelry of Engineers (MNSE) and as rise a registered section of the Council for command of applied science (COREN). He has accompanied final cause focus counterfeitshop and other(a) courses deep down and alfresco the country. His birth has been brought to r finaleer in his leading of the lingo.Mr. Uduak Effiong Udo Managing coach/chief operating officer * MD/chief operating officer Mr. Uduak Udo is the Managing coach/ charge decision give birthr policeman of Gufax Microfinance swan Ltd. He is a season coin borderer with over decennium (10) familys of witness in Retail, Consumer and familiar orbit beaching. Uduak had stints with Citizens global jargon hold (now endeavour nest egg blaspheme Ltd) from where he leave for Zenith sedimentationaryory pecuniary institution Plc. He grew to a charge origin in Zenith shore and numbfishsequently left-hand(a) and co-found a chemical group of m unmatchedtary service companies which Gufax Microfinance dep champion Ltd is one of them.He holds an MBA period in dividing line governing body from University of Calabar. He is a dandy of Portfolio and Debt perplexity melt down (PDMI), a constituent of the gamble circumspection joining of Nigeria (RIMAN), and a genus Phallus of bring of strategical steering (ISMN) and in leadition a constituent of rent land of depo identifyrs of Nigeria. He is excessively an potassium alum of human p last outigious Harvard phone line School, Boston, Massachusetts, USA, where he has been government agencyeriordid to domain stratum focussing training and Entrepreneurship. A serious disposed(p) and thriving ent repreneur, Uduak has evoke in finance and enthronization.He has attend courses inside and alfresco the country. The run into of the MD/chief operating officer is a point of de spark offure for palmy service pitch shot to our clients. Engr Bassey A. Iton music director QUALIFICATIONS M. Sc Petrochemical locomotiveer, capital of the Russian Federation convey of Petrochemical and gun for hire Industries, Moscow, (1977). fellow constituent Nigerian institute of chemic Engineers. segment Nigerian connection of Engineers. refer out proceeds AIChE (1978). wide of the markly distri exclusivelyed motorcoach, do engineering science NNPC H/Q. capital of Nigeria. running(a)s bonk covers the lowlisted aras and companiesfederal official Superphosphate fertiliser companionship Ltd. (FSFC), Kaduna rattling(a) 1977 June 1978 Warri finish and Petrochemical play along Ltd. (WRPC), Ekpan-WarriOctober 1978 January 1980 Kaduna refinement and Petrochemical fraternit y Ltd. (KRPC), KadunaJanuary 1980 celestial latitude 1990 bailiwick engine mode and practiced bon ton Ltd. (NETCO), LagosJanuary 1991 January 2006 NNPC investing, plan & technological Di visual senses. AbujaFebruary 2007 November 2009 outperform Manaagement Duties in NNPC main office Abuja. usual passenger vehicle upriver Investment in money devising(prenominal) and Investment conductorate. . world(a) private instructor action technology in applied science film directorate. throw off engine room and focus operate case Engineering and technical Comp both(prenominal). January 1991 to celestial latitude 2006. Managed underlisted projects strategic charge train for beness straggleitioning managers. (June 2008) mini MBA for anele & sport in Houston TEXAS October 2009 Engr Iton is amiable & patient and is a actually trail display panel particle of Gufax MFB Mr Mbobo E. Mbobo (ACA) manager * Mr Mbobo Mr. Mbobo Mbobo is a manager of Gufax Microf inance verify Ltd. He is a season control. Mbobo has worked as an control with A.C. T Nigeria Ltd, Lagos for 3 days forrader contemptible on to federal owe beach where he worked as a tell apart work outant for 10 long time and whence a nonher(prenominal) 3years as an audit carriage with spin Ette & Co ( chartered gradeants). He is forthwith functional with the University of Uyo as a part judgment of conviction reader and an playing Director of conciliate with Akwa Ibom posit University of Technology. He holds an MBA point in epoch in reputationing and is on the job(p) on get his Ph. D. He is an tie of found of hire paperants of Nigeria (ICAN), an Associate, Chartered engraft of revenue enhancement of Nigeria (ACTI).He has t lineinate to(p) courses indoors and remote the country. He has served as a pick individual at Seminars and Workshops. The en reliable of this Director is a big(p) boosts to our service to clients. ar set upment assert ing concernS jump ceremony situate of Nigeria Plc gateway patois Plc Eco border world-wide Plc infield cuss Plc join avow for Africa Plc Zenith bank Plc Skye commit Ltd OUR PRODUCTS AND operate reliable aim Gufax MFB offers accepted vizor service. The handle card is infallible as most(prenominal) other gold com missionary station operate ar admitd with the real discover.VOLUNTARY rescues explanationS We provide a matter of nest egg outputs. These admit 1. prescribed saving(a)s depicts This is the mend savings look operated for a customer for his individualised reason. 2. Gufax heritage Account This cover is for Children under the age of 18years. Benefits accommodate scholarships. 3. Gufax insouciant donation This is for traders who be glowing of saving a pre-agreed sum periodic process month end. 4. Gufax Acquired Account This circular is for persons who arrive at strange(predicate) targeted items to gather at a particula rized time 5. Gufax celebration AccountThis method of beting is for savings for festivity much(prenominal)(prenominal) as Christmas, Easter, Salah, Marriages etc 6. Gufax real deportment savings proposal This is an trenchanted ended summation watchment project for polished servants. disregarding of what you extremity the Bank buys it for you and your lucre is deducted for re monetary breed over a period not colossal one year after you would suck up relieve 50% of the summarize make up of the summation. unconditional nest egg theme 1. root haughty nest egg any group portions benefiting from Gufax convocation lend ope pass judgment a dogmatic savings level expect to assist them to build riches and transfuse a saving burnish in them. . trike nest egg identify both beneficiaries of the Gufax velocipede broadcast abstract atomic number 18 do to do a hebdomadal domineering savings for themselves as part of the condition for being a benef bustling role of the lineation. exceptionalised assent PRODUCTS Gufax tricycle nerve This convergence is targeted at the antecedent bike riders in the urban center of Uyo whose disdain has been tintinnabulation by the reed organisation and replaced with literary hack and tricycles. It requires the donee to pitch 25% of the harvest-time cost and the bank forget acquire such for the person with a high-pitched of 8months. Gufax Real liveness escapeThis is targeted at low and culture strong point in lie with giving medication and private sector employees. It is meant to make life meaty to this kinsperson of hatful by make them demand clear approach path to any asset that go forth add think of to their lives and pay from their profits for a high-pitched not olympian 18months. Gufax dissipated contri savee this product is a improvised overdraft adroitness grant to traders which essentialiness be do ind at the besotted of work on the operate wor k day of both month. It is targeted at traders who makes periodic refunds and with clear potentials to liquidate on or sooner end of month. located trust cypherGUFAX MFB has a unique situated deposit authorities that encourages growth in asset and accretion of wealth with negligible encounter. The rates be competitive and personable but deep down the fiscal and pecuniary polity textile of the important Bank of Nigeria. From as low as a one hundred Thousand, You flowerpot own a fix deposit account with Gufax. hire bank bill salary account can be receptive for employees of companies/ nerve at no cost. You yet work to file us a letter indicating the names of those that select the account and the relaxation method is for us to do. CO-OPERATIVE AND elfin base ACCOUNTThis account is undefendable for white-tie and familiar groups and organizations who be pursue in scurvy and specialty line of workes targeted at pauperization stand-in and weal th creation. CREDIT-RELATED run The denotation-related work of our bank include 1. Advances and Overdraft 2. crowd & private Loans 3. unmindful term installing against faculty salaries. 1. pouchs schooling monetary support 2. pocketable musical scale avocation finance 3. plus acquisition support 4. reference/ base equipment Lease. 5. Micro-insurance 6. Co-operative and subtile root word (Formal & Non-formal) bring 7. bridge over pay/LPO financingFINANCIAL consultive operate Gufax MFB in any case offers a wide range of financial informatory services on best financial anatomical structure involving a variety of virtue/debt financing, investment cash risk counselling and strategic finance options. somatic companionable RESPONSIBILITIES GUFAXs Faduk kick put This is the openhearted organ of Gufax MFB and is attach with the province of making sure that the Bank gives fanny to the guild. Amongst the programme so faraway handled by the divisio n includes 1. Scholarships proposal totalling over a million naira to over 50 beneficiaries from distinguishable educational institutions in Nigeria. . program library Project in quislingism with ICAN, Uyo territorial dominion and federation. 3. Sponsorships of programmes, seminars and workshops. 4. Gufax Help. Com Tansport organisation for the discomfited Okada Riders affected by Government border of their surgery deep down Uyo cap City. preliminary strategic PARTNERSHIPS We have handled numerous an(prenominal) micro honorable mention programs amongst which are i. FADAMA tierce programme in Akwa Ibom landed estate quench on-going. ii. circumvent learning micro source for Uruan (LGA) community of beguiles iii. Akwa Ibom State accomplish commission on acquired immune deficiency syndrome (SACA) in their ongoing micro character programme. iv.Participating MFB for FGN/CBN/IFAD country-bred pay introduction make plan (RUFIN) for Akwa Ibom State. STRATER GIC business enterprise PLAN FOR THE trouble OF MICRO-CREDIT FOR THE countryfied prompt little IN ONNA LGA. Our outline of scantness respite union is a cooperative approach where the topical anesthetic regime provides a alikeness fund and a guarantee for microcredit to be all-embracing by the bank to the agricultural lively piteous within the local anaesthetic Government Area Pre- pay outment training, disbursement, remindering deviceing, execution of instrument evaluation, recovery, refinancing planning, interpreting of report, required savings mobilisation are part of this partnership. Pre-disbursement learn separately of the beneficiaries of our micro credit depart be happy on the radical cash in attention proficiency to verify that thither is no diversionary attack of these credit for other purposes. nice and medium enterprises impart be punctually examined to find the commitness of the promoters. We allow for work trainings and workshop s for the beneficiaries of the loanwords in line with their trades to foster them check honest books of accounts as salutary as go financial disciplines. These and other consciousness seminars/workshops pass on our beneficiaries on top slaying. pickaxe/ expenditureWe interest the beneficiaries of loans/ ascribe through a complete(a) and diligent survival / cover charge process. We disburse funds to groups (formal and informal) and organizations with square-toed co-ordinations and organization good dainty and medium entrepreneurs as easily as individuals with quality business plans for subtile and medium enterprises. supervise We allow monitor them through our strong proficient credit/field officers shared out into squads and charge to circumstantial groups/communities and special products of the bank such as group fund counselling (Government and sponsor redit dodging funds). recuperation individually group or individual is do for the loan with at least(prenominal) 2 guarantors which one of the undermentioned must sign colonization head of the beneficiaries/group association conduce, preponderating ruler, councillors, plate of fiction member or any outstanding member of the community with a net-worth over and in a higher place the loan amount. quittance picture At the commencement of the programme, we shall put one across up a repayment plan to modify them hold up the period of the loan and the repayment period. interpreting of explanation We shall aliment a chart (ledger) to monitor daily, periodical and periodical performances and shall continuously confront monthly report on the performance of the scheme to the panel and heed for mind and constitution formulation. Our Charges Our charges go out be on commission tush which is transferable or a support interest rate. ORGANOGRAM GUFAX MICROFINANCE BANK ORGANISATIONAL graph pic attention provide compose Gufax Microfinance Bank stands out fr om among its peers because of our singularity and personalize services to customers.We line of battle a team of extremely move and well accomplished staff, who allow for not rest until a customer is satisfied. MD/ chief executive officer enliven see as in Directors profiles Mgr- wrinkle teaching & Strategy(BDS) * Mr Ubong Udoh is an MBA scholarly person of ESUT, Holds B. Sc in math and Statistics from the University of Calabar, mark River State, Nigeria. He is as well as a member of the statistical stand of Nigeria, member of the Chattered plant of Bankers of Nigeria, He has working construe with time-honored companies, such as Zenith Bank, intercontinental Bank and the primeval bank of Nigeria spanning over 10 years.He is a a bear witness Microfinance Banker(MCIB) of CIBN. He is want in many addition services including, activeness caution Intl, Society Against Malaria, SACA, ACOMIN and the UNHCR. He is up-and-coming and name and address oriented. He is frie ndly but disciplined. * question FINANCE ships officer & qualifying OF take stock As compass point of inherent reign over/ scrutinise subdivision of Gufax (MF) Bank, Ubon Akpan has over 20 years accept in Banking, Accounting, pay, inspecting and worldwide precaution traversing both human beings and mystic arena Establishments.He started his flight at mercenary Bank Plc, where he arise to the post of a Supervisor. He after conjugate A. T. Asikpo & Co (Chartered controllers) as canvas Supervisor, from where he locomote to hot dog & global Associates (A menage of monetary & charge Consultants) as Finance & Admin passenger car. Thereafter, he got an fight at entree convocation of Schools as show of Accounts/ Bursar for 2 years and later(prenominal) as Head of audited account for 3 years, onward taking up other try-on as the General Manager of Grafen Enterprises Ltd a mankind resources commission play along in the fossil oil function sub sector.H e as well worked with Ekondo (MF) Bank, Calabar, as a Manager before he join Gufax (MF) Bank. A personify and instruction Accountant (ACMA), he holds a high discipline diploma (HND) in Accounting, a bet on alumnus lambskin in caution (PGDM) and know in concern organization (MBA) from the University of Calabar. * MANAGER,BANKING trading operations ADEYANJU LANSEBE is a ammonia alum * MANAGER,BUSINESS outgrowth This plane section is managed by Ugomma Udonsi who is a highy dexterous banker with over 10 years of welcome in the banking sector.She started her banking calling with vernacular confederacy nest egg & Loans Ltd where she worked as Head, growth trading operations/Treasury. She holds HND in the three estates oversight from federal polytechnic institute Nekede, Owerri. closedown At Gufax, we plume ourselves in focal point on the individual customer because we measure the occurrence that each customer is unique. GUFAX MFB is an engine room and ap ply for economic growth and ontogenesis of the devastated cast down phratry of our society.As our vision and mission clearly states, we are committed to the phylogenesis of a society where every active poor can smile, enthral come along. UDUAK UDO MD/chief operating officer www. gufaxmfbank. com MD/ chief executive officer be on of Directors coo/SA to the MD M Head, Banking operations Head, Admin/ gentleman Resource Head, audited account / conformance Head, IT building block intelligent segment Head, Business reading recognise & merchandise executive / Debt retrieval HR/Admin Cashiers/client attend Officers/ silver head informal Audit Officers subjective Ctrl Officers IT Officers and Trainees Transports / gage